Important Disclaimer

The content on this website is provided for general informational purposes only and should not be considered as personalised financial advice. We make no representations or warranties regarding the accuracy, completeness, or suitability of the information provided. Each individual's financial situation is unique and requires careful consideration of personal circumstances.

The information presented does not constitute professional financial advice and should not be relied upon as such. Always conduct your own research and consider your personal financial situation before making any financial decisions.

To the maximum extent permitted by Australian law, durenqastelo and its representatives shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services or website.

• Loss of profits or revenue resulting from financial planning decisions
• Market fluctuations or changes in financial circumstances beyond our control
• Technical errors or interruptions in service delivery
• Decisions made based on general information rather than personalised advice

While we strive to maintain current and accurate information, we cannot guarantee that all content is up-to-date or error-free. Financial regulations and market conditions change frequently, and information may become outdated without notice.

We provide all information and services "as is" without warranty of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

Individual results may vary based on personal circumstances, market conditions, and implementation of financial strategies.

Our website may contain links to external websites operated by third parties. We do not control or monitor these external sites and are not responsible for their content, privacy practices, or availability.

The inclusion of external links does not constitute an endorsement of the linked websites or their content. Users access external links at their own risk and discretion.

Our financial planning services are provided under Australian Financial Services regulations. We are committed to operating within the bounds of applicable financial services laws and industry standards.

All financial planning involves risk, including potential loss of capital. Market conditions, economic factors, and personal circumstances can significantly impact financial outcomes.

Before implementing any financial strategy, we recommend consulting with qualified professionals including licensed financial advisors, tax professionals, and legal counsel as appropriate to your situation.

Financial stress can impact personal wellbeing. If you experience anxiety or stress related to financial matters, please consult appropriate healthcare professionals.

This service focuses solely on financial planning matters and does not provide medical, legal, or other professional advice outside our scope of expertise.

These disclaimers and your use of our services are governed by Australian law and the laws of the state or territory where our services are provided.

By using our services, you agree to indemnify and hold harmless durenqastelo and its representatives from any claims, losses, or damages arising from your use of our services or your violation of these disclaimer terms.

If any provision of this disclaimer is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

We reserve the right to update or modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of any modifications.

This disclaimer was last updated on August 11, 2025.